We use different terms when it comes to our Payment Solutions offering.
Some may refer to different Technical approaches, some are with different Financial / Commercial meanings.
If you target those new small-business owners who are just googling to find a payment solutions provider, keep in mind they don't really know what's the difference between Payment Gateway and an Acquirer
For your SEO plan - you don't need to look for the most sophisticated / sexy terms - you must target the most searched ones (!)
Here are Google Trends results, look at the amazing gap between 'Payment Gateway' and the rest - and keep that in mind (!)
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